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How to Choose an Insurance Company

Insurance is sold through four main channels in Canada.

Brokers- selling products of different insurance companies.

Agents- selling only the products of one insurance company.

Direct sellers- generally selling only the products of a particular company via telephone from call centres.

Group plans- sold either through the people above or through the workplace, alumni association, professional association, or other group affiliations.

If you want auto insurance, coverage for your home, condo or your belongings in a rental unit, or travel insurance, you will need a product (as they call insurance policies) from one of the approximately 213 private Property and Casualty (P

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